You’re never too young to receive advice on your retirement.

Whether you wish to start a pension or are approaching retirement, or already retired, there are many opportunities to be explored and it’s important to receive sound expert advice on:

  • Personal Pensions
  • Stakeholder Pensions
  • Group Pensions
  • Annuities
  • Pension Transfers
  • Drawdown
  • SSASs
  • SIPPs

We provide advice on a wide range of pension services from some of the UK’s top pension providers.

Transferring out of a Final Salary scheme is unlikely to be in the best interests of most people.

A pension is a long-term investment not normally accessible until 55 (57 from April 2028). The fund value may fluctuate and can go down, which would have an impact on the level of pension benefits available.


If you are unhappy with our service

If you have a complaint about your adviser, or any financial advice you have received from your adviser, please contact the complaints team at Lyncombe Consultants Ltd:

Complaints Officer

Lyncombe Consultants Ltd

Brookdale Centre

Manchester Road



WA16 0SR


Tel: 01565 658840

who will investigate the matter. We have a complaints policy which is available upon request

If you cannot settle your complaint with us, you may be entitled to refer it to the Financial Ombudsman Service